1 He that is merciful will lend unto his neighbour; and he that strengtheneth his hand keepeth the commandments.
2 Lend to thy neighbour in time of his need, and pay thou thy neighbour again in due season.
3 Keep thy word, and deal faithfully with him, and thou shalt always find the thing that is necessary for thee.
4 Many, when a thing was lent them, reckoned it to be found, and put them to trouble that helped them.
5 Till he hath received, he will kiss a man’s hand; and for his neighbour’s money he will speak submissly: but when he should repay, he will prolong the time, and return words of grief, and complain of the time.
6 If he prevail, he shall hardly receive the half, and he will count as if he had found it: if not, he hath deprived him of his money, and he hath gotten him an enemy without cause: he payeth him with cursings and railings; and for honour he will pay him disgrace.
7 Many therefore have refused to lend for other men’s ill dealing, fearing to be defrauded.
8 Yet have thou patience with a man in poor estate, and delay not to shew him mercy.
9 Help the poor for the commandment’s sake, and turn him not away because of his poverty.
10 Lose thy money for thy brother and thy friend, and let it not rust under a stone to be lost.
11 Lay up thy treasure according to the commandments of the most High, and it shall bring thee more profit than gold.
12 Shut up alms in thy storehouses: and it shall deliver thee from all affliction.
13 It shall fight for thee against thine enemies better than a mighty shield and strong spear.
14 An honest man is surety for his neighbour: but he that is impudent will forsake him.
15 Forget not the friendship of thy surety, for he hath given his life for thee.
16 A sinner will overthrow the good estate of his surety:
17 And he that is of an unthankful mind will leave him in danger that delivered him.
18 Suretiship hath undone many of good estate, and shaken them as a wave of the sea: mighty men hath it driven from their houses, so that they wandered among strange nations.
19 A wicked man transgressing the commandments of the Lord shall fall into suretiship: and he that undertaketh and followeth other men’s business for gain shall fall into suits.
20 Help thy neighbour according to thy power, and beware that thou thyself fall not into the same.
21 The chief thing for life is water, and bread, and clothing, and an house to cover shame.
22 Better is the life of a poor man in a mean cottage, than delicate fare in another man’s house.
23 Be it little or much, hold thee contented, that thou hear not the reproach of thy house.
24 For it is a miserable life to go from house to house: for where thou art a stranger, thou darest not open thy mouth.
25 Thou shalt entertain, and feast, and have no thanks: moreover thou shalt hear bitter words:
26 Come, thou stranger, and furnish a table, and feed me of that thou hast ready.
27 Give place, thou stranger, to an honourable man; my brother cometh to be lodged, and I have need of mine house.
28 These things are grievous to a man of understanding; the upbraiding of houseroom, and reproaching of the lender.
Loans and Repayment
1 Be kind enough to lend to your neighbor when he needs help. You are keeping the Lord's commands if you help him. 2 If he needs something, lend it to him. And when you are in debt, pay it back as soon as you can. 3 If you meet your obligations, you will always be able to borrow what you need. 4 Many people treat a loan as something they found and can keep, causing embarrassment to those who helped them. 5 Some people will speak politely, bow, and scrape until they get the loan they want, but when the time comes to pay it back, they'll put it off, say that it's inconvenient, and make a lot of worthless excuses. 6 If the lender insists on being paid, he can count himself lucky to get back half. If he doesn't insist, the borrower has robbed him and made an unnecessary enemy. All the lender will get from him are curses, insults, and disrespect, but never any gratitude.
7 Many people refuse to lend at all, not because they are stingy, but because they don't want to be cheated if they can avoid it.
Generosity
8 Nevertheless, be understanding with those who are poor. Don't keep them waiting for your generosity. 9 The Lord has commanded us to help the poor; don't refuse them the help they need. 10 It is better to lose your money by helping a relative or a friend than to lose it by letting it rust away under a rock somewhere. 11 Use your wealth as the Most High has commanded; this will do you more good than keeping your money for yourself. 12 Count among your treasures the fact that you give to the poor. It will save you from all kinds of trouble 13 and will be a better defense against your enemies than the strongest shield or stoutest spear.
Guaranteeing Debts
14 A good man is willing to guarantee his neighbor's debts. Only someone who has lost all sense of decency would refuse to do so. 15 If someone does this favor for you, don't forget it; he has risked his good name for you. 16 There are some ungrateful sinners who abandon those who stand behind them, and they cause them loss of property. 17 Guaranteeing loans has ruined many prosperous people and caused them unsettling storms of trouble. 18 Influential people have lost their homes over it and have had to go wandering in foreign countries. 19 A sinner who hopes to make a profit by guaranteeing a loan is going to find himself involved in lawsuits. 20 So help your neighbor as much as you can, but protect yourself against the dangers involved.
Home and Hospitality
21 The necessities of life are water, food, clothing, and a home where you can have privacy. 22 It is better to be poor and live under your own crude roof than to enjoy lavish banquets in other people's homes. 23 Be happy with what you have, even if it isn't very much, and don't listen to anyone who would insult your home and family. 24 Going from house to house is a miserable way to live. Anywhere you go, you don't dare speak. 25 You welcome the guests and pour the drinks, and nobody thanks you. Instead, people humiliate you by saying things like: 26 “Stranger! Come here and set the table! I want to eat what you've got there! Give it here! 27 Go away, stranger! I've got an important guest! My brother is coming to visit, and I need the room!”
28 Being denied hospitality or having a moneylender hound you—these are hard things for any sensitive person to endure.